Settlements & a Clean Slate

I love to save money!  Even when it's not my own.  I just spent 2 days negotiating a settlement of a debt for someone at 40 cents on the dollar!  I learned long ago that every price is negotiable.  Money is so hard to come by that the best way to save it is to not spend it in the first place.  I have two more settlements to negotiate today.  God willing, all will settle for a payable price that doesn't exceed the expected tax return. If so then this young couple will get a fresh new chance to build excellent credit.  Everyone makes mistakes. What a gift to get the slate wiped clean again. I've had my slate wiped fresh & clean so many times by a loving and forgiving Lord.  It is so fun to be a part of this fresh start in the lives of others. All praise & glory to God!